If You Have These 5 Habits, You’re Good at Managing Money

Having money left over does not depend on whether you are successful in business or earn a high salary. It depends on your spending discipline and the habits or personal rules you follow to manage your money properly.

Here are five signs that can help you tell whether you are good at managing your money:

1. You have a retirement plan

2. You have money set aside for emergencies

3. You save little by little

4. You have a spending plan

5. You have clear financial goals.

Source: LOLC Cambodia